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Couple blames $430,000 loss on Westpac’s ‘irresponsible lending’ Westpac will defend Federal Court proceedings commenced by ASIC in relation to a number of home loans entered into between December 2011 and March 2015, including specific allegations made by ASIC regarding seven loans. The court action does not concern Westpac’s current lending policies or practices.Personal Finance: How can you boost a credit score? Many have no clue There is zero reason to buy anything just to build up your credit score. Use for normal purchases like at the grocery store, to fill your gas tank up, to pay your internet bill. All of that means that you should have a budget and be tracking your expenses first.

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