Canadians continue to hold high debt compared to disposable income Equally important to remember is that, as an average, the debt-to-income ratio conceals as much as it reveals. For example, not every Canadian household has a debt- to-income ratio of 160. There are households whose ratio is much lower than that, and there are others that are well above 160.

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Compliance Alliance is a great fit for Farmers State Bank, a 70M bank in mid-Michigan. As the Chief Marketing Officer, I’m constantly developing new marketing pieces for the bank and Compliance Alliance is always right there with me keeping my promotional concepts up-to-date with the latest regulatory requirements.

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RBA’s Lowe: Not unreasonable to expect a lower cash rate from here "Not unrealistic" to expect a further reduction in the cash rate. "Unrealistic" to think one 1/4 point rate cut can alter growth path. Lower rates to help through effect on A$, disposable incomes.

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